Core Housing Need

Income, Shelter Cost and STIR

Changes to display settings will reset date settings to most recent data. Available display settings are subject to change based upon data available.

Canada — Incomes and Shelter Costs (Households in Core Housing Need)

	Average Household Income Before Taxes	Average Monthly Shelter Costs	Median Household Income Before Taxes	Median Monthly Shelter Costs
Canada	32,400	1,218	28,400	1,070
Newfoundland and Labrador	23,380	826	23,000	795
Prince Edward Island	23,560	859	22,400	800
Nova Scotia	26,400	930	24,200	860
New Brunswick	22,060	764	22,000	725
Quebec	21,440	812	21,600	750
Ontario	35,240	1,362	32,800	1,220
Manitoba	31,480	1,028	28,000	970
Saskatchewan	31,240	1,013	27,200	920
Alberta	32,720	1,235	29,600	1,140
British Columbia	36,800	1,390	34,000	1,250
Yukon Territories	39,960	1,170	36,000	1,060
Northwest Territories	47,080	1,095	44,000	930
Nunavut	76,200	534	73,000	162

Notes:

Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).