Core Housing Need

Income, Shelter Cost and STIR

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Canada — Incomes and Shelter Costs (Households in Core Housing Need)

	Average Household Income Before Taxes	Average Monthly Shelter Costs	Median Household Income Before Taxes	Median Monthly Shelter Costs
Canada	26,516	1,014	23,227	900
Newfoundland and Labrador	21,044	762	19,876	725
Prince Edward Island	19,444	748	18,285	704
Nova Scotia	21,293	789	19,816	728
New Brunswick	18,433	662	18,164	629
Quebec	18,540	722	17,959	667
Ontario	28,622	1,118	26,183	1,003
Manitoba	26,004	872	23,106	815
Saskatchewan	28,528	951	24,521	874
Alberta	32,485	1,223	29,733	1,148
British Columbia	27,527	1,080	24,837	948
Yukon Territories	32,491	947	28,797	903
Northwest Territories	40,148	941	37,402	832
Nunavut	64,969	534	58,724	160

Notes:

Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).