Core Housing Need

Income, Shelter Cost and STIR

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Calgary — Incomes and Shelter Costs (Households in Core Housing Need)

	Average Household Income Before Taxes	Average Monthly Shelter Costs	Median Household Income Before Taxes	Median Monthly Shelter Costs
Calgary	32,976	1,303	31,654	1,251
Downtown	27,339	980	25,364	994
Beltline	28,598	1,098	27,440	1,070
North Hill	27,972	1,050	25,953	1,003
Southwest	31,045	1,251	29,605	1,164
Southeast	33,645	1,320	32,354	1,295
Northwest	33,033	1,344	31,521	1,303
Northeast	36,848	1,389	36,306	1,379
Chinook	30,469	1,188	28,828	1,197
Fish Creek	33,971	1,355	32,995	1,317
Other Centres	35,544	1,536	35,148	1,501

Notes:

Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).