Core Housing Need

Income, Shelter Cost and STIR

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Nova Scotia — Incomes and Shelter Costs (Households in Core Housing Need)

	Average Household Income Before Taxes	Average Monthly Shelter Costs	Median Household Income Before Taxes	Median Monthly Shelter Costs
Nova Scotia	26,400	930	24,200	860
Cape Breton	20,400	732	21,200	700
Chester MD	22,900	780	23,200	765
Halifax	29,840	1,084	28,600	1,000
Kentville	20,360	780	21,400	740
Kings, Subd. A SC	19,400	712	18,200	705
Lunenburg MD	26,700	742	25,600	735
New Glasgow	18,160	680	18,600	650
Queens RGM	17,400	624	16,600	600
Truro	20,960	768	21,000	705
West Hants RM	22,640	786	21,800	750

Notes:

Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).