Core Housing Need
Income, Shelter Cost and STIR

Universe

  1. Households in Core Housing Need
  2. Households Tested For Core Housing Need

Variables

  1. Income and Shelter Costs ($)
  2. Shelter-Cost-to-Income-Ratio (STIR) (%)

Display Options:

  1. Metropolitan Major Area
  2. Historical Time Periods

Note:

Changes to display settings will reset date settings to most recent data. Available display settings are subject to change based upon data available.

Ontario — Incomes and Shelter Costs (Households in Core Housing Need)

  Average Household Income Before Taxes Average Monthly Shelter Costs Median Household Income Before Taxes Median Monthly Shelter Costs
Ontario 28,622 1,118 26,183 1,003
Barrie 31,816 1,258 29,584 1,206
Bracebridge T 26,710 1,032 24,725 971
Brantford 24,700 933 22,860 851
Brighton MU 22,874 929 21,716 851
Brock TP 23,753 928 22,358 788
Brockville 21,249 845 19,604 798
Centre Wellington 23,495 931 21,795 816
Chatham-Kent 18,301 709 17,751 699
Cobourg 25,127 981 23,841 950
Collingwood 25,339 1,007 24,403 952
Cornwall 19,548 760 18,470 702
Elliot Lake 17,954 683 17,559 669
Erin T 24,253 1,067 22,456 1,002
Essex T 20,767 789 19,883 752
Gravenhurst T 25,557 963 22,097 914
Greater Napanee T 22,126 856 20,915 845
Greater Sudbury / Grand Sudbury 22,363 844 21,001 801
Guelph 27,276 1,063 24,791 983
Haldimand County CY 22,139 871 20,525 801
Hamilton 25,338 990 22,910 889
Hawkesbury 18,127 702 17,729 650
Huntsville T 26,821 1,035 23,837 972
Ingersoll 21,415 821 20,572 764
Kawartha Lakes 24,862 956 23,300 903
Kenora 22,440 794 19,964 744
Kincardine MU 24,290 997 23,394 895
Kingston 25,467 979 23,783 926
Kitchener - Cambridge - Waterloo 25,525 1,003 23,754 926
Lambton Shores MU 21,069 837 20,413 704
Leamington 22,248 839 20,839 801
London 22,996 874 21,242 809
Meaford MU 17,982 771 18,088 697
Midland 22,001 884 20,882 849
Norfolk 19,366 782 18,621 743
North Bay 22,557 878 20,754 826
North Perth MU 18,945 726 19,094 694
Orillia 24,755 918 22,205 874
Oshawa 28,001 1,138 26,684 1,039
Ottawa 29,245 1,094 27,511 1,020
Owen Sound 19,915 786 19,387 759
Pembroke 22,941 865 22,106 807
Petawawa 23,826 954 22,686 892
Peterborough 25,008 963 22,704 903
Port Hope 24,750 973 23,387 912
Prince Edward County CY 22,975 911 21,442 866
Sarnia 20,967 806 19,990 771
Saugeen Shores T 18,810 813 19,193 706
Sault Ste. Marie 19,873 775 18,183 749
Scugog TP 24,619 1,046 21,899 903
St. Catharines - Niagara 22,738 881 21,370 826
Stratford 20,448 812 20,030 780
The Nation / La Nation M 21,548 905 20,004 901
Thunder Bay 23,066 812 20,929 755
Tillsonburg 19,953 808 19,343 759
Timmins 22,677 851 20,523 783
Toronto 32,278 1,278 31,028 1,167
Trent Hills MU 22,615 949 21,431 900
West Grey MU 17,283 743 17,332 651
West Nipissing / Nipissing Ouest M 18,610 726 15,892 649
Windsor 20,730 788 19,126 744
Woodstock 22,291 878 20,429 827
Notes:
  • Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
  • A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
  • For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
  • STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).