Core Housing Need
Income, Shelter Cost and STIR


  1. Households in Core Housing Need
  2. Households Tested For Core Housing Need


  1. Income and Shelter Costs ($)
  2. Shelter-Cost-to-Income-Ratio (STIR) (%)

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Calgary — Incomes and Shelter Costs (Households in Core Housing Need)

  Average Household Income Before Taxes Average Monthly Shelter Costs Median Household Income Before Taxes Median Monthly Shelter Costs
Calgary 32,976 1,303 31,654 1,251
Downtown 27,339 980 25,364 994
Beltline 28,598 1,098 27,440 1,070
North Hill 27,972 1,050 25,953 1,003
Southwest 31,045 1,251 29,605 1,164
Southeast 33,645 1,320 32,354 1,295
Northwest 33,033 1,344 31,521 1,303
Northeast 36,848 1,389 36,306 1,379
Chinook 30,469 1,188 28,828 1,197
Fish Creek 33,971 1,355 32,995 1,317
Other Centres 35,544 1,536 35,148 1,501
  • Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
  • A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
  • For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
  • STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).