Core Housing Need

Income, Shelter Cost and STIR

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Kelowna — Incomes and Shelter Costs (Households in Core Housing Need)

	Average Household Income Before Taxes	Average Monthly Shelter Costs	Median Household Income Before Taxes	Median Monthly Shelter Costs
Kelowna	28,560	1,226	26,600	1,100
0001.00	31,200	1,420	29,800	1,280
0002.00	28,800	1,340	26,800	1,200
0003.01	32,000	1,560	30,200	1,300
0003.02	25,000	1,120	20,400	980
0004.00	25,600	1,200	25,000	1,100
0005.00	29,200	1,180	27,000	1,010
0006.00	26,800	1,120	25,200	1,100
0007.00	26,700	1,020	23,800	970
0008.00	26,500	1,060	25,200	980
0009.01	26,000	1,130	25,000	1,020
0009.02	29,800	1,260	28,200	1,150
0009.03	25,000	1,000	23,400	980
0010.01	28,800	1,260	28,400	1,270
0010.02	28,000	1,250	24,200	1,210
0010.03	31,600	1,350	29,600	1,290
0011.00	28,100	1,112	26,000	1,080
0012.00	29,400	1,400	28,000	1,240
0013.00	28,000	1,120	26,000	1,050
0014.00	27,800	1,210	26,000	1,220
0015.00	29,400	1,310	27,000	1,260
0016.00	28,400	1,300	27,800	1,270
0017.00	34,400	1,420	34,400	1,440
0018.02	32,000	1,200	30,200	1,110
0019.01	30,800	1,470	28,400	1,380
0019.02	30,800	1,450	28,200	1,550
0019.03	25,600	1,180	23,000	1,060
0019.04	32,000	1,380	30,000	1,150
0103.00	25,800	990	24,000	800
0105.02	26,400	1,060	26,600	930

Notes:

Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).