Core Housing Need

Income, Shelter Cost and STIR

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Kelowna — Incomes and Shelter Costs (Households Tested for Core Housing Need)

	Average Household Income Before Taxes	Average Monthly Shelter Costs	Median Household Income Before Taxes	Median Monthly Shelter Costs
Kelowna	112,100	1,572	89,000	1,400
0001.00	185,200	2,264	149,000	2,120
0002.00	142,000	1,874	114,000	1,560
0003.01	173,800	1,932	122,000	1,400
0003.02	139,000	1,434	112,000	900
0004.00	126,800	1,858	111,000	1,800
0005.00	98,700	1,390	86,000	1,370
0006.00	98,900	1,526	93,000	1,520
0007.00	71,600	1,167	61,600	1,090
0008.00	75,900	1,058	63,600	860
0009.01	73,800	1,231	58,000	1,120
0009.02	88,000	1,368	72,500	1,210
0009.03	68,400	1,252	58,400	1,210
0010.01	81,000	1,362	65,500	1,360
0010.02	96,800	1,442	77,000	1,340
0010.03	105,400	1,598	79,000	1,380
0011.00	75,500	1,362	58,800	1,170
0012.00	109,100	1,636	80,000	1,540
0013.00	79,200	1,548	69,500	1,580
0014.00	87,700	1,498	73,500	1,440
0015.00	109,400	1,710	96,000	1,660
0016.00	91,400	1,470	85,000	1,450
0017.00	102,800	1,616	94,000	1,660
0018.02	123,400	1,560	105,000	1,330
0019.01	115,100	1,620	93,000	1,440
0019.02	97,700	1,464	81,000	1,520
0019.03	174,600	2,072	136,000	1,860
0019.04	105,700	1,614	91,000	1,620
0103.00	99,200	1,249	83,000	870
0105.02	114,800	1,484	100,000	1,190

Notes:

Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).