Core Housing Need
Income, Shelter Cost and STIR

Universe

  1. Households in Core Housing Need
  2. Households Tested For Core Housing Need

Variables

  1. Income and Shelter Costs ($)
  2. Shelter-Cost-to-Income-Ratio (STIR) (%)

Display Options:

  1. Zone
  2. Neighbourhood
  3. Census Tract
  4. Historical Time Periods

Note:

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Toronto — STIRs (Households Tested for Core Housing Need)

  Average STIR Before Taxes Median STIR Before Taxes
Toronto 24.6 20.6
Agincourt/Malvern 24.3 20.6
Ajax/Pickering 22.7 19.6
Alderwood 20.7 17.4
Aurora 23.6 19.0
Banbury-Don Mills/York Mills 24.3 19.8
Bathurst Manor 24.8 21.4
Bay Street Corridor 32.8 27.4
Bayview Village 29.1 24.2
Bayview Woods-Steeles/Hillcrest Village 24.5 20.4
Bedford Park-Nortown 21.5 16.8
Beechborough-Greenbrook 25.4 21.6
Bendale 24.7 20.8
Birchcliffe-Cliffside 22.9 19.4
Black Creek 24.2 20.8
Bradford/West Gwillimbury/New Tecumseth 22.7 19.6
Brampton (East) 25.4 21.8
Brampton (West) 25.4 22.0
Briar Hill-Belgravia 24.7 21.0
Broadview North 27.7 23.6
Bronte 22.8 18.0
Brookhaven-Amesbury 24.0 21.2
Cabbagetown-South St. James Town 25.9 22.4
Caledon 21.0 17.4
Caledonia-Fairbank 23.3 20.6
Casa Loma 27.2 22.2
Churchill Meadows/Erin Mills 23.2 19.4
Church-Yonge Corridor 30.9 26.4
Clairlea-Birchmount 23.9 20.6
Clanton Park 25.9 22.2
Clarkson/Lorne Park 22.6 18.4
Cliffcrest 23.2 19.2
Cooksville 24.6 20.8
Crescent Town 27.2 23.4
Danforth Village-East York 21.9 18.0
Don Valley Village/Pleasant View 25.6 21.2
Dorset Park 25.0 21.8
Dovercourt/Davenport/Junction 24.3 20.8
Downsview 24.2 20.6
Dufferin Grove/Little Portugal 27.7 23.6
East End-Danforth 23.2 19.8
East Gwillimbury/Newmarket 23.3 19.2
Edenbridge-Humber Valley 23.8 19.4
Eglinton East 25.4 21.8
Elms-Old Rexdale 23.7 19.8
Englemount-Lawrence 24.3 20.4
Eringate-Centennial-West Deane 21.0 16.8
Etobicoke West Mall 24.7 21.0
Flemingdon Park 26.7 22.8
Forest Hill North 25.0 20.8
Forest Hill South 22.5 17.4
Georgina 22.5 19.2
Guildwood 22.7 18.2
Henry Farm 30.3 25.6
High Park North/Junction 25.2 21.4
High Park-Swansea 23.9 20.0
Humber Heights-Westmount 23.6 19.8
Humewood-Cedarvale 26.6 22.4
Ionview 24.0 20.8
Islington/City Centre North 25.1 21.4
Islington/City Centre South 25.7 22.0
Keelesdale-Eglinton West 24.0 20.6
Kennedy Park 24.1 20.6
Kensington-Chinatown 29.1 25.6
Kingsview Village-The Westway 24.6 21.0
Kingsway South 19.2 13.7
Lambton Baby Point 19.6 16.4
L'Amoreaux/Steeles/Milliken 25.0 20.8
Lansing-Westgate 25.8 21.0
Lawrence Park North 18.9 15.0
Lawrence Park South 20.2 15.4
Leaside-Bennington 20.5 15.7
Little Italy/Trinity-Bellwoods 26.3 22.4
Long Branch 25.5 21.4
Malton 24.6 21.0
Maple Leaf 23.0 18.4
Markham 25.0 20.0
Meadowvale 21.6 18.2
Milton/Halton Hills 22.2 19.2
Mimico 27.9 24.0
Mississauga Centre/Streetsville 24.3 20.6
Moore Park 25.8 20.0
Morningside 23.7 20.0
Moss Park/Regent Park 26.8 22.8
Mount Dennis 26.1 22.2
Mount Olive-Silverstone-Jamestown/Thistletown 24.3 20.8
Mount Pleasant East 23.0 19.0
Mount Pleasant West 30.2 26.0
New Toronto 25.5 22.4
North St. James Town 28.0 23.8
Oakridge 24.2 20.6
Oakville (excl. Bronte) 22.3 18.0
Oakwood-Vaughan 24.5 21.0
O'Connor-Parkview 25.2 20.8
Old East York 22.1 18.6
Orangeville/Mono 22.2 19.0
Parkwoods-Donalda 25.3 21.4
Playter Estates-Danforth 22.7 19.2
Port Credit 23.5 19.0
Princess-Rosethorn 18.0 13.3
Rexdale-Kipling 23.7 20.0
Richmond Hill/Vaughan/King 24.5 19.8
Riverdale 23.0 19.2
Rockcliffe-Smythe 23.9 20.6
Roncesvalles 25.1 21.8
Rosedale 25.0 19.2
Rouge 19.4 15.5
Rustic/Pelmo Park/Humberlea 21.8 18.0
Scarborough Village 25.1 21.4
South Parkdale/King West 28.4 24.6
St. Andrew-Windfields 24.7 18.8
Stonegate-Queensway 22.1 18.0
Tam O'Shanter-Sullivan 25.2 21.0
The Beaches 23.2 19.0
Thorncliffe Park 28.6 24.6
University/Annex 27.0 22.4
Uxbridge 20.4 16.6
Victoria Village 25.9 22.2
Waterfront Communities -The Island 28.7 24.2
West Hill 23.1 19.8
West Humber-Clairville 22.8 19.2
Westminster-Branson 28.1 23.8
Weston 27.1 23.4
Wexford-Maryvale 24.5 20.4
Whitchurch/Stouffville 23.0 19.0
Willowdale East/Newtonbrook East 29.4 24.2
Willowdale West/Newtonbrook West 28.2 23.4
Willowridge-Martingrove-Richview 23.6 19.8
Woburn 24.2 21.0
Woodbine Corridor/Greenwood-Coxwell 23.0 19.4
Woodbine-Lumsden 23.2 20.0
Wychwood 24.2 20.4
Yonge-Eglinton 26.3 21.6
Yonge-St. Clair 27.1 22.2
Yorkdale-Glen Park 25.2 21.4
Notes:
  • Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
  • A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
  • For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
  • STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).
Source: CMHC (census-based and NHS-based housing indicators and data) (opens in new window)