Core Housing Need

Income, Shelter Cost and STIR

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Toronto — Incomes and Shelter Costs (Households Tested for Core Housing Need)

	Average Household Income Before Taxes	Average Monthly Shelter Costs	Median Household Income Before Taxes	Median Monthly Shelter Costs
Toronto	134,400	1,902	101,000	1,680
Toronto (Central)	131,200	1,942	85,000	1,800
Toronto (East)	149,200	1,900	103,000	1,520
Toronto (North)	212,600	2,194	104,000	1,760
Toronto (West)	123,800	1,858	91,000	1,640
Etobicoke (South)	126,000	1,846	94,000	1,620
Etobicoke (Central)	146,800	1,786	98,000	1,500
Etobicoke (North)	97,600	1,498	85,000	1,390
York	106,000	1,552	78,500	1,280
East York	131,400	1,734	86,000	1,370
Scarborough (Central)	100,400	1,540	81,000	1,300
Scarborough (North)	101,100	1,564	87,000	1,400
Scarborough (East)	107,100	1,558	89,000	1,330
North York (Southeast)	157,400	1,880	91,000	1,520
North York (Northeast)	113,900	1,870	91,000	1,740
North York (Southwest)	142,800	1,712	87,000	1,340
North York (N.Central)	119,000	1,824	88,000	1,570
North York (Northwest)	91,100	1,436	77,500	1,270
Mississauga (South)	153,200	1,916	103,000	1,490
Mississauga (Northwest)	139,600	1,956	119,000	1,860
Mississauga (Northeast)	117,000	1,772	99,000	1,660
Brampton (West)	126,200	2,128	112,000	2,100
Brampton (East)	128,200	2,164	113,000	2,100
Oakville	191,800	2,264	135,000	2,000
Caledon	158,400	2,080	135,000	1,980
Richmond Hill/Vaughan/King	154,600	2,164	122,000	1,920
Aurora, Newmkt, Whit-St.	142,000	1,988	115,000	1,860
Markham	137,600	1,994	110,000	1,820
Pickering/Ajax/Uxbridge	141,000	2,000	121,000	1,940
Milton/Halton Hills	148,200	2,100	128,000	2,120
Orangeville/Mono	129,800	1,824	110,000	1,700
Bradford/West Gwillimbury/New Tecumseth	123,200	1,856	110,000	1,800

Notes:

Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).