Core Housing Need
Income, Shelter Cost and STIR

Universe

  1. Households in Core Housing Need
  2. Households Tested For Core Housing Need

Variables

  1. Income and Shelter Costs ($)
  2. Shelter-Cost-to-Income-Ratio (STIR) (%)

Display Options:

  1. Metropolitan Major Area
  2. Historical Time Periods

Note:

Changes to display settings will reset date settings to most recent data. Available display settings are subject to change based upon data available.

Ontario — Incomes and Shelter Costs (Households Tested for Core Housing Need)

  Average Household Income Before Taxes Average Monthly Shelter Costs Median Household Income Before Taxes Median Monthly Shelter Costs
Ontario 119,400 1,584 93,000 1,350
Barrie 117,000 1,696 99,000 1,640
Belleville - Quinte West 93,700 1,185 78,500 1,060
Bracebridge T 102,100 1,312 86,000 1,180
Brantford 102,500 1,380 87,000 1,240
Brighton MU 98,000 1,133 82,000 900
Brock TP 108,000 1,460 93,000 1,330
Brockville 88,200 1,067 72,000 960
Centre Wellington 123,500 1,520 101,000 1,370
Chatham-Kent 87,900 994 71,500 860
Cobourg 97,400 1,277 79,000 1,100
Collingwood 115,100 1,460 85,000 1,290
Cornwall 80,100 1,004 66,500 900
Elliot Lake 66,100 772 50,400 725
Erin T 155,400 1,946 131,000 1,660
Gravenhurst T 98,600 1,185 76,000 1,010
Greater Napanee T 91,900 1,184 78,500 1,060
Greater Sudbury / Grand Sudbury 104,500 1,238 86,000 1,090
Guelph 121,300 1,602 98,000 1,460
Haldimand County CY 105,100 1,354 93,000 1,220
Hamilton 119,500 1,562 94,000 1,340
Hawkesbury 68,500 896 54,000 820
Huntsville T 104,400 1,251 84,000 1,110
Ingersoll 100,900 1,320 88,000 1,240
Kawartha Lakes 101,600 1,242 83,000 1,070
Kenora 103,100 1,233 87,000 1,120
Kincardine MU 130,600 1,338 103,000 1,130
Kingston 105,600 1,366 85,000 1,250
Kitchener - Cambridge - Waterloo 114,700 1,512 94,000 1,400
Lambton Shores MU 97,600 1,041 81,000 820
London 100,800 1,320 81,000 1,160
Meaford MU 101,600 1,172 80,000 970
Midland 87,700 1,173 72,000 1,050
Norfolk 97,400 1,136 82,000 930
North Bay 94,300 1,184 77,000 1,060
North Perth MU 97,900 1,246 84,000 1,100
Orillia 86,300 1,286 72,000 1,180
Oshawa 122,700 1,746 104,000 1,620
Ottawa 128,600 1,558 105,000 1,450
Owen Sound 90,200 1,107 72,000 960
Pembroke 90,300 1,078 74,000 970
Petawawa 112,500 1,239 102,000 1,130
Peterborough 99,600 1,286 80,000 1,120
Port Hope 107,600 1,360 89,000 1,180
Prince Edward County CY 109,200 1,183 83,000 940
Sarnia 104,100 1,128 84,000 960
Saugeen Shores T 135,200 1,398 104,000 1,120
Sault Ste. Marie 91,500 1,024 75,000 900
Scugog TP 131,600 1,566 109,000 1,350
South Dundas MU 92,000 1,027 78,500 890
South Huron MU 93,700 1,068 78,500 920
St. Catharines - Niagara 96,400 1,274 78,500 1,100
Stratford 94,000 1,234 78,500 1,100
The Nation / La Nation M 115,400 1,396 107,000 1,340
Thunder Bay 97,800 1,103 81,000 950
Tillsonburg 88,900 1,130 74,500 950
Timmins 102,300 1,155 84,000 1,040
Toronto 134,400 1,902 101,000 1,680
Trent Hills MU 87,700 1,084 73,500 920
Wasaga Beach 91,700 1,196 77,000 970
West Grey MU 97,400 1,088 79,000 850
West Nipissing / Nipissing Ouest M 85,000 1,056 70,500 940
Windsor 103,900 1,200 83,000 1,020
Woodstock 97,100 1,338 84,000 1,240
Notes:
  • Data include all non-farm, non-band, non-reserve private households reporting positive incomes and shelter cost-to-income ratios less than 100 per cent.
  • A household is in core housing need if its housing does not meet one or more standards for housing adequacy (repair), suitability (crowding), or affordability and if it would have to spend 30 per cent or more of its before-tax income to pay the median rent (including utilities) of appropriately sized alternative local market housing. Adequate housing does not require any major repairs, according to residents. Suitable housing has enough bedrooms for the size and make-up of resident households. Affordable housing costs less than 30 per cent of before-tax household income.
  • For renters, shelter costs include, as applicable, rent and payments for electricity, fuel, water and other municipal services. For owners, shelter costs include, as applicable, mortgage payments (principal and interest), property taxes, condominium fees, and payments for electricity, fuel, water and other municipal services.
  • STIR = Shelter-cost-to-income ratio (based on annual shelter costs and household income before taxes).
Source: CMHC (census-based and NHS-based housing indicators and data) (opens in new window)